Answers before you take the step
Everything you need to buy, sell or rent in Madrid with confidence.
Buying a home
How much do I need saved to buy?
As a guide, 10–20% of the price for the deposit, plus another 10–12% for taxes and costs (notary, registry, admin). We'll help you work out your case.
How long does buying take?
From accepted offer to signing at the notary usually takes 4–8 weeks, depending on financing and the property's paperwork.
Can I buy as a foreigner?
Yes. You just need an NIE. We support international investors with taxation and, where applicable, the Golden Visa.
Selling a home
What is my home worth?
It depends on the area, condition and current demand. We prepare a free professional valuation in 24–48 hours with real local data.
What is your fee?
We work with fairer fees than the sector average, and include professional photography, video and marketing. We give you the details in the valuation, with no obligation.
Do I need an energy certificate to sell?
Yes, it's required to list and to sign. We handle it for you.
Renting
How do you select tenants?
We check solvency and history and present only qualified candidates. You always have the final say.
Do you manage the rental afterwards?
Yes, we offer full management: contract, payments, incidents and renewals, so you don't have to worry about a thing.
Mortgages
Do you help me get the mortgage?
Yes. We negotiate with several banks to get you the best conditions, at no cost to you.
How much can the bank finance?
Usually up to 80% of the appraised value, and the payment shouldn't exceed 30–35% of your net income. We study it with you.
Costs & taxes
What taxes do I pay when buying?
For resale homes, ITP (varies by region); for new build, VAT (10%) plus stamp duty. Add notary, registry and admin.
And when selling?
Mainly the municipal capital gains tax and, where applicable, the capital gain on your income tax. We explain your specific case.
Property investment
What returns can I expect in Madrid?
It depends on the area and asset type; we often work opportunities with attractive gross yields. We help you analyse each deal.
Do you source deals to order?
Yes. Tell us your investment profile and we'll alert you as soon as something that fits comes in.
Can't find your answer?
Talk to an advisor and we'll clarify it with no obligation.